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1. Scope

This policy applies only to money added to your AI auto-fill wallet via Razorpay on rtoformsindia.com. It does not apply to anything else on the site, because nothing else on the site costs money.

2. Free features — nothing to refund

Filling forms, browsing the form catalog, downloading blank PDFs and generating filled PDFs by typing your own details are all completely free, with no payment involved and therefore nothing to refund.

3. Wallet top-ups are non-refundable

Once a wallet top-up is successfully credited to your wallet, it is non-refundable — the balance remains available in your wallet to spend on future AI auto-fill extractions (₹5 each) for as long as your wallet exists. We do not offer cash refunds of a wallet balance simply because it is unused or you changed your mind.

4. When you're automatically protected

You do not need to request anything in these cases — they are handled automatically by the system:

5. Failed or unconfirmed payments

If Razorpay shows that money was deducted from your bank/UPI/card but your wallet balance was not credited (for example, due to a network error while the payment was being confirmed), contact us with your payment reference — we will verify with Razorpay and either credit your wallet or process a refund to your original payment method.

6. How to raise a request

For a failed/unconfirmed payment or a suspected fraudulent transaction, contact us with:

7. Processing timeline

We aim to review and respond to a refund/credit request within 3–5 business days of receiving your payment reference. Once approved, any refund is issued to your original payment method via Razorpay, which may take a further 5–10 business days to reflect, depending on your bank.

8. Unauthorized / fraudulent transactions

If you believe a payment was made on your account without your authorization, contact us immediately with your payment details so we can investigate with Razorpay.

9. Contact

For anything not covered above, reach us at contact@rtoformsindia.com or WhatsApp +91 87097 31996. This policy is governed by the laws of India, and any disputes are subject to the jurisdiction of the courts at Jamshedpur, Jharkhand.